

Make this holiday season unforgettable with a new home. Patricia Cain (NMLS #2332339) delivers fast pre-approvals, tailored loan programs, and a simplified process designed to help you close in just 21 days. Start now and see how easy it can be to move into your dream home.


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Exclusive benefits for veterans and active military with no down payment required.
0% Down Payment
No PMI Required
Competitive Rates
Flexible Credit
Traditional financing with competitive rates and flexible terms for your dream home.
Low Down Payment
Fixed & Adjustable Rates
Quick Approval
Refinance Options
Government-backed loans perfect for first-time homebuyers with lower credit scores.
Low Credit Score OK
3.5% Down Payment
Flexible Guidelines
Lower Rates
Finance high-value properties with competitive rates and personalized service.
High Loan Limits
Luxury Properties
Competitive Rates
Expert Guidance
Zero down payment options for eligible rural and suburban homebuyers.
0% Down Payment
Rural Areas
Low Interest Rates
Income Limits Apply
Lower your monthly payments or tap into your home equity with our refinance options.
Lower Payments
Cash-Out Options
Rate & Term Refi
Fast Process
Schedule a personalized call with me. I'll answer all your questions and help you find the perfect loan option.


Join thousands of happy homeowners who chose us for their home financing needs.
Loan Officer | NMLS #2332339
Your trusted mortgage partner, specializing in fast closings and VA loans.Font


NEXA Lending LLC
5559 S Sossaman Rd, Bldg 1 Ste 101, Mesa, AZ 85212
Company State License#: AZMB - 0944059 | NMLS#: 1660690This is a Paragraph Font
Patricia Cain
NMLS#: 2332339
AZ License#: LO 1049732